Category Archives: Buying

We help individuals navigate through the buying process and assist our buyers in getting the best deal possible for their Ulster County real estate needs.

Seller Accepts Offer and Buyer Provides Binder Deposit

After the seller has accepted the buyer’s offer, the buyer provides a binder deposit to insure that they are prepared to move forward with the transaction in good faith.

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Select a Real Estate Attorney

Home buyers should select an attorney that specializes in real estate law to represent their interests in the real estate transaction.

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Schedule Inspections and Tests

A home inspection is a vital part of the home buying process which allows buyers to get a second opinion about the condition of the home.

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Loan is Process and Interest Rate is Locked

Important considerations when selecting a lender and locking your interest rate.

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Survey is Ordered

A survey can determine the property’s boundaries and dim

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Buyer and Seller Sign Contract

Once you are ready to finalize the terms of the sale of the home, you will sign a sales contract that has been reviewed by your attorney.

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Buyer Obtains Homeowner’s Insurance

A home buyer must obtain homeowner’s insurance if they are acquiring a financing to purchase the home.

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Appraisal and Title Search is Completed

The appraised value of the home must meet or exceed the purchase price of the home and the seller must present a clear and marketable title.

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Lender Notifies You That Mortgage is Clear to Close

When the bank is ready to provide the funds to purchase the home, they have verified all conditions of the loan have been met and clear the loan for closing.

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Buyer Participates in Final Walk-Through

Home buyers participate in a final walk-through before closing in order to certify that systems are operational and that the property is in an acceptable condition.

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